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The frog told her that he needed a loan. So she asked him if he had any collateral. "Well," he said as he pulled an oblong wooden object from his back pocket, "all I have is this. It has been in my family for years." Paddywhack wasn't sure what it was so she took it to the bank president. He said "It's a knick knack paddywhack, give the frog a loan."
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